Your Money

It is YOUR money. The final call on how to invest your funds always sits firmly with you.

Good financial advice starts by conducting a key fact find to understand your circumstances such as:

How old are you?

What is the purpose of you starting an investment plan?

Are you married?

Children?

What other assets do you have?

What liabilities do you have?

These are just a few questions that need to be understood to build the correct picture and which assets suit you best. There’s no point offering someone of 60 years old, exceptionally high-risk assets when they are very close to retirement and need to know they have a fixed income readily available in a few years time.

Once the key facts have been collated, a plan should be built around this information and other key points. What is your attitude towards risk and market knowledge? Professional wealth managers will advise on what is best but it has to be within the individuals requirements and should never deviate outside unless a new fact find is conducted and the circumstances have changed. Regular contact with your financial advisor will keep you on track.

There are a few people you should never lie to. Your Doctor, your lawyer and your financial advisor. Let the professionals understand all the facts and they can generate growth for you.